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----- Original Message -----



Wednesday, February 06, 2008 11:17:59 AM

Insurance Info

From: Roy Walker

Subject: Important HEA Insurance Information

To: Insurance Info



2007 Family Insurance Premium with Aultra was $845.10

2007 Single Insurance Premium with Aultra was $313.00



2008 Family Insurance Premium with United Healthcare is $1099.90 which is a 30% increase

2008 Single Insurance Premium with United Healthcare is $407.37 which is a 30% increase



$845.10 + $254.80 (30% Increase) = $1099.90 which is this years Family Premium. Board Share = $1033.90 Employee Share = $66.00

$313.00 + $94.37 (30% Increase) = $407.37 which is this years Single Premium. Board Share = $382.93 Employee Share = $24.44



The BOE is paying $188.81 more per month for Family coverage and $69.93 more per month for Single coverage after the staff members pays 6% of the costs



The BOE is asking HEA members to help offset the costs of insurance by contributing 6% the first year, 8% the second year and 10% the third year of the contract



The BOE will continue to incur 94% of the cost for medical insurance in 2008, 92% of the cost in 2009 and 90% of the cost in 2010



The BOE continues to pay for 100% of the cost for Dental insurance (for full-time staff members)



The BOE did not change the cost sharing measures for part-time staff members


















BOE OFFER*


EMPLOYEE SHARE


BOARD SHARE


EMPLOYEE SHARE


BOARD SHARE


EMPLOYEE SHARE


EMPLOYEE SHARE







2007 SALARY


OF 3 % RAISE


FOR FAMILY INS.


FOR FAMILY INS.


FOR FAMILY INS.


FOR FAMILY INS.


FOR SINGLE INS.


FOR SINGLE INS.










(ANNUAL)


(ANNUAL)


(ANNUAL)


(PER PAY)


(PER PAY)


(ANNUAL)


(PER PAY)




*Refer to your Contract for additional Step Increases (4.15% increase given in September 2008) that are not reflected in the table below.









B 0


$35,107.00


$1,053.21


$791.88


$12,406.92


$33.00


$516.95


$293.31




$12.22


B 5


$43,020.00


$1,290.60


$791.88


$12,406.92


$33.00


$516.95


$293.31




$12.22


B 10


$52,724.00


$1,581.72


$791.88


$12,406.92


$33.00


$516.95


$293.31




$12.22


B 15


$64,607.00


$1,938.21


$791.88


$12,406.92


$33.00


$516.95


$293.31




$12.22


B 20


$67,290.00


$2,018.70


$791.88


$12,406.92


$33.00


$516.95


$293.31




$12.22


B 23


$70,081.00


$2,102.43


$791.88


$12,406.92


$33.00


$516.95


$293.31




$12.22


B+ 0


$37,213.00


$1,116.39


$791.88


$12,406.92


$33.00


$516.95


$293.31




$12.22


B+ 5


$45,604.00


$1,368.12


$791.88


$12,406.92


$33.00


$516.95


$293.31




$12.22


B+ 10


$55,883.00


$1,676.49


$791.88


$12,406.92


$33.00


$516.95


$293.31




$12.2 2


B+ 15


$68,483.00


$2,054.49


$791.88


$12,406.92


$33.00


$516.95


$293.31




$12.22


B+ 20


$71,327.00


$2,139.81


$791.88


$12,406.92


$33.00


$516.95


$293.31




$12.22


B+ 23


$74,286.00


$2,228.58


$791.88


$12,406.92


$33.00


$516.95


$293.31




$12.22


M 0


$39,320.00


$1,179.60


$791.88


$12,406.92


$33.00


$516.95


$293.31




$12.22


M 5


$48,184.00


$1,445.52


$791.88


$12,406.92


$33.00


$516.95


$293.31




$12.22


M 10


$59,050.00


$1,771.50


$791.88


$12,406.92


$33.00


$516.95


$293.31




$12.22


M 15


$72,363.00


$2,170.89


$791.88


$12,406.92


$33.00


$516.95


$293.31




$12.22


M 20


$75,364.00


$2,260.92


$791.88


$12,406.92


$33.00


$516.95


$293.31




$12.22


M 23


$78,492.00


$2,354.76


$791.88


$12,406.92


$33.00


$516.95


$293.31




$12.22


M+ 0


$41,426.00


$1,242.78


$791.88


$12,406.92


$33.00


$516.95


$293.31




$12.22


M+ 5


$50,765.00


$1,522.95


$791.88


$12,406.92


$33.00


$516.95


$293.31




$12.22


M+ 10


$62,210.00


$1,866.30


$791.88


$12,406.92


$33.00


$516.95


$293.31




$12.22


M+ 15


$76,238.00


$2,287.14


$791.88


$12,406.92


$33.00


$516.95


$293.31




$12.22


M+ 20


$79,402.00


$2,382.06


$791.88


$12,406.92


$33.00


$516.95


$293.31




$12.22


M+ 23


$82,695.00


$2,480.85


$791.88


$12,406.92


$33.00


$516.95


$293.31




$12.22


























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