As the recession continues, families everywhere are trying to save money and many businesses are taking a hit.
One big problem is that people are tipping less and because wait staff and hospitality workers make most of their money from tips, it's causing big problems.
The Associated Press said that 15 percent is the minimum for just being served at restaurants, while 20 percent is fair for good service.
If you can't afford to tip at an expensive restaurant, you may want to consider a cheaper one.
Skycaps should get tipped $1 per bag and taxi drivers should get a 15-percent tip.
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